Water at 140°F causes a third-degree burn in 5 seconds. At 120°F, it takes 5 minutes. A thermostatic mixing valve blends hot and cold water to deliver a safe, consistent output temperature regardless of how hot the water heater is set. You can keep the water heater at 140°F (which kills Legionella bacteria and maximizes hot water volume) while the mixing valve delivers 120°F or lower to every faucet. This is the setup hospitals, nursing homes, and daycares use -- and it makes sense for any home with young children, elderly family members, or anyone who has ever been surprised by a scalding shower.